• The Best Investment
• Income Tax Savings
• Stable Monthly Housing Costs
• Forced Savings
• Freedom and Individuality
• More Space

Things To Avoid Before Buying a Home

• Do Not Move Money Around
• The Effect of Changing Jobs
• No Major Purchases

Don't Buy a Car, or Did You Already Buy One

• When Income Grows and You Want to Buy Stuff
• Debt To Income Ratio and Car Payments
• How Buying a Car Reduces Your Purchase Price

The Business Cycle and Buying a Home

• Recession and Expansion
• Supply and Demand
• Should You Try to Time The Market?

Comparable Sales and Your Offer Price

• Determining Your Offer Price
• Comparable Sales In The Public Record
• Comparable Sales In The Multiple Listing Service
• Comparable Sales Pending Transactions

Major Factors Influencing Your Offer Price

• How Property Condition Affects Your Offer
• How Home Improvements Affect Your Offer
• How Market Conditions Affect Your Offer
• How Seller Motivation Affects Your Offer
• The Final Decision on Your Offer Price

• Writing an Offer to Purchase Real Estate
• Contingencies in a Purchase Offer
• Earnest Money Deposit
• The Closing Date
• Transfer of Possession

Writing an Offer- Safeguards

• Disclosures From the Seller
• Condition of the Property
• Inspections You Should Require
• Final Walk-Through Inspection

How Financing Details Affect Your Offer

• How Financing Details Affect Your Offer
• Interest Rates
• Closing Costs and Financing Incentives
• Seller Financing
• Cash Offers
• Other Financing Details In Your Offer

How FHA and VA Financing Affects Your Offer

• Extra Costs to the Seller
• VA and FHA Appraisals

Selecting Service Providers

• You and the Seller Must Agree
• Escrow and Settlement
• Title Insurance
• Termite and Pest Inspection
  
  
  
   

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